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Travel Insurance

Travel with confidence knowing you're protected wherever you go with comprehensive coverage for all your adventures

Explore the World with Peace of Mind

At Clear Plan Insurance, we believe travel should be exciting, not worrying. Our comprehensive travel insurance solutions are designed to protect you against unexpected events that can disrupt your trips—from medical emergencies and trip cancellations to lost luggage and travel delays.

Whether you're traveling for business or leisure, domestically within Kenya or internationally across the globe, we offer flexible coverage options that adapt to your travel needs. Travel with confidence knowing that help is just a phone call away, 24/7, wherever you are in the world.

What Our Travel Insurance Covers

Medical Emergencies Abroad

Comprehensive coverage for unexpected medical treatment and hospitalization while traveling, including emergency medical evacuation back to Kenya.

  • Emergency medical treatment (up to $100,000)
  • Hospital admission and surgery
  • Medical evacuation and repatriation
  • Prescription medications

Trip Cancellation & Interruption

Protection for non-refundable expenses if you need to cancel or cut short your trip due to covered reasons like illness, injury, or family emergencies.

  • Pre-paid travel costs reimbursement
  • Accommodation and flight changes
  • Emergency return travel
  • Unused tour or activity fees

Baggage & Personal Effects

Coverage for loss, theft, or damage to your luggage and personal belongings during your trip, including essential emergency purchases.

  • Lost or stolen luggage (up to $3,000)
  • Damaged belongings
  • Emergency clothing allowance
  • Travel document replacement

Travel Delays & Missed Connections

Financial compensation for accommodation, meals, and additional expenses incurred due to significant travel delays or missed connections.

  • Delay over 6 hours compensation
  • Accommodation expenses
  • Meal allowances
  • Alternative travel arrangements

Lost Travel Documents

Assistance and coverage for replacing lost or stolen passports, visas, and other essential travel documents while abroad.

  • Emergency passport replacement
  • Visa re-application costs
  • Travel to embassy/consulate
  • Emergency travel document fees

24/7 Emergency Assistance

Round-the-clock global assistance helpline providing support, advice, and coordination of emergency services wherever you are.

  • Medical referrals and arrangements
  • Emergency cash transfers
  • Travel assistance and information
  • Multi-language support

Frequently Asked Questions

When should I purchase travel insurance?

We recommend purchasing travel insurance as soon as you book your trip. This ensures you're covered for trip cancellation from the moment of purchase. Coverage becomes effective from your policy start date, typically the day you leave home. Last-minute purchases are accepted but may have limited cancellation coverage.

Does travel insurance cover pre-existing medical conditions?

Pre-existing conditions are typically excluded from standard policies. However, we offer optional pre-existing condition coverage if conditions are stable and controlled. You must declare all medical conditions at purchase. Emergency treatment for acute onset of pre-existing conditions may have limited coverage in some plans.

What if I need to extend my trip while traveling?

You can extend your coverage while traveling by contacting us before your current policy expires. Extension fees will apply based on the additional duration. Extensions are subject to approval and typically limited to a maximum total trip duration of 90 days for leisure travel or 180 days for business travel.

Are adventure activities and sports covered?

Standard policies cover common recreational activities like swimming, hiking, and snorkeling. Adventure activities such as scuba diving, skiing, bungee jumping, or mountain climbing require optional adventure sports coverage. Professional or competitive sports are generally excluded. Declare all planned activities when purchasing your policy.

How do I make a claim while traveling?

Contact our 24/7 emergency helpline immediately for medical emergencies or assistance. For other claims, collect all documentation (medical reports, police reports for theft, receipts, boarding passes). You can initiate claims through our mobile app or website. Keep all original documents and submit claims within 30 days of returning home.

Ready to Travel with Confidence?

Get your travel insurance quote today and embark on your journey with complete peace of mind and protection.