Comprehensive protection for your cargo, vessels, and maritime operations across local and international waters
At Clear Plan Insurance, we understand the unique risks and challenges of maritime trade and transportation. Our comprehensive marine insurance solutions are designed to protect your valuable cargo, vessels, and maritime operations against the perils of sea, land, and air transit.
Whether you're importing goods through Mombasa Port, exporting products internationally, operating a fleet of vessels, or managing freight forwarding operations, our marine insurance provides the financial protection and peace of mind you need to conduct business confidently across borders and oceans.
Comprehensive protection for goods in transit by sea, air, road, or rail covering loss or damage from loading point to final destination.
Protection for vessel owners covering physical damage to ships, boats, and maritime vessels including machinery and equipment.
Coverage for merchandise being transported domestically or internationally by various modes of transport including multimodal transit.
Protection against legal liabilities arising from maritime operations including collision liability and third-party claims.
Continuous coverage for goods from the time they leave the supplier's warehouse until sold from your retail or distribution location.
Specialized coverage for freight forwarders and logistics companies protecting against liability for goods under their care, custody, and control.
Marine cargo insurance typically covers international shipments by sea or air with ocean freight involvement. Goods in transit insurance covers domestic transportation within Kenya by road or rail. Marine cargo policies often include international transit, port handling, and customs procedures, while goods in transit focuses on inland transportation risks.
Yes, understanding Incoterms is crucial. Under CIF (Cost, Insurance, Freight), the seller provides basic insurance, but it may be minimal. Under FOB (Free On Board), the buyer is responsible for insurance once goods are loaded. We recommend comprehensive coverage regardless of Incoterms to ensure adequate protection for high-value cargo.
Claims settlement timing varies by complexity. Simple claims with clear documentation can be settled within 14-30 days. Complex claims involving surveys, liability disputes, or salvage may take 2-6 months. We have a dedicated marine claims team and work with international surveyors to expedite the process. Immediate notification and proper documentation accelerate settlement.
Essential documents include: the insurance certificate/policy, original bill of lading or airway bill, commercial invoice, packing list, survey report (if applicable), correspondence with carriers, photos of damage, and any relevant shipping documents. For theft or piracy, include police reports. Complete documentation ensures faster claim processing.
Standard marine cargo policies typically exclude loss of market or delay. However, we offer specialized delay coverage extensions for time-sensitive cargo like perishables, fashion items, or seasonal goods. This covers loss of value due to delayed arrival. Business interruption coverage is also available for importers dependent on timely cargo delivery.
Get a customized marine insurance quote today and ensure your goods and vessels are protected on every journey.