Secure your family's future with comprehensive life insurance coverage
At Clear Plan Insurance, we understand that your family's financial security is your top priority. Our comprehensive life insurance plans are designed to provide your loved ones with financial protection and peace of mind when they need it most.
Whether you're planning for your children's education, protecting your family's lifestyle, or ensuring mortgage payments are covered, our life insurance solutions offer the security and support your family deserves in the face of life's uncertainties.
Guaranteed lump sum payment to your beneficiaries upon your passing, ensuring they maintain their standard of living and financial stability.
Ensure your children's education continues uninterrupted with dedicated education benefit coverage for school fees and related expenses.
Safeguard your family home with mortgage protection that ensures outstanding home loan balances are settled in the event of your passing.
Additional protection with lump sum payment upon diagnosis of specified critical illnesses, helping cover medical costs and income loss.
Enhanced coverage providing additional benefits in case of death or permanent disability resulting from accidents.
Build wealth while protecting your family with policies that combine life cover with investment returns and cash value accumulation.
A general guideline is to have coverage worth 10-12 times your annual income. However, this varies based on your debts, dependents, future financial goals, and existing savings. Our advisors can help you calculate the right coverage amount for your specific situation.
Term life insurance provides coverage for a specific period (10, 20, or 30 years) and is generally more affordable. Whole life insurance provides lifelong coverage and includes a savings component that builds cash value over time. We offer both options to suit different needs and budgets.
For coverage amounts below KES 5 million, we offer simplified underwriting with basic health questions only. For higher amounts or certain ages, a medical examination may be required. We also offer guaranteed acceptance policies for those aged 50-75 with no medical exam required.
Yes, you can change your beneficiaries at any time by submitting a written request to us. It's important to review and update your beneficiaries after major life events such as marriage, divorce, birth of children, or death of a beneficiary.
We provide a 30-day grace period for premium payments. If payment is not received within this period, your policy may lapse. However, you can typically reinstate your policy within 6 months by paying outstanding premiums and meeting certain conditions. We'll send reminders before your policy lapses.
Get started with a personalized life insurance quote today and give your loved ones the protection they deserve.